Cheryl Deschenes' Blog
When it comes to selling a house, there is no need to make rash decisions. Instead, you should review your home selling options closely so you can make informed choices time and time again.
There are many factors to consider as you review your home selling plans, and these include:
1. Your Home's Condition
How your home looks to buyers may have far-flung effects on your house selling experience. If you allocate time and resources to upgrade your house's appearance, you could boost the likelihood of enjoying a fast, profitable home selling journey.
First, you may want to upgrade your house's curb appeal. You can mow the lawn, trim the hedges and perform other home exterior upgrades to bolster your house's curb appeal and differentiate your residence from other properties.
You should clean each room of your house, too. That way, homebuyers may be more likely than ever before to fall in love with your residence as soon as they walk through your house's front door.
2. The Current State of the Housing Market
The current state of the housing market may dictate how you price your home. If you analyze the local housing sector, you can set a competitive initial asking price for your residence.
Take a look at available houses in your city or town that are similar to your own. You then can use this information to establish a price range for your residence.
Also, find out how long recently sold houses in your area were available before they were purchased. This housing market data can help you determine if the current housing market favors buyers or sellers.
3. Your Home Selling Goals
Consider what you want to accomplish during the home selling journey. By doing so, you can map out what you will need to do to achieve your home selling goals.
For instance, if you want to sell your residence as quickly as possible, you may want to establish an aggressive initial asking price for your home. On the other hand, if you want to optimize your home sale earnings, you may want to consider myriad possibilities to promote your residence to as many potential buyers as you can.
For those who want to review their home selling options, you may want to collaborate with a real estate agent as well. In fact, with a real estate agent at your side, you can get the help you need to streamline the home selling journey.
A real estate agent offers comprehensive insights that you can use to accomplish your desired home selling results. Plus, he or she is ready to respond to your home selling concerns and questions. And if you are unsure about how to navigate the home selling journey, a real estate agent can provide guidance to help you make informed decisions.
Ready to list your residence? Consider the aforementioned factors, and you can plan ahead for all aspects of the home selling journey.
Aromatic oils have been used for millennia by cultures like the ancient Greeks and Egyptians for use in medicines and ointments. And, to this day, many of us use products containing essential oils, such as perfumes, shampoo, cleaning supplies, and even the food we eat.
More recently, essential oils have become a popular DIY ingredient for household items. In this post, I’m going to share with you some of the many household uses for essential oils and break down which oils are suited for each purpose.
Read on for tips on using essential oils in your home.
Perhaps the most common use for essential oils is in an oil diffuser that emits an aromatic steam into the air of your home. Oil diffusers are great for a desktop that you work by, particularly in the winter time when the air tends to be dry. This mist can help mitigate the effects of dry air on your throat and nasal passage, and emit a pleasant air freshening odor into the room.
There are several oils and oil blends that are used in oil diffusers. Some of the most common oils used are lavender, peppermint, and several citrus-scents like lemon, bergamot, and wild orange.
When using an oil diffuser, be sure to use only a few drops of the oil--using too much can become easily overpowering and even irritating to the skin, nose, and eyes.
Many top-brand air fresheners use essential oils as part of their ingredients. However, they also contain a number of other additives that you might not enjoy. Essential oils give you the ability to create a blend that works for you.
Combine water with a few drops of essential oils into a spray bottle for a refreshing room mist. This solution can even be used on most fabrics--however, just like with an oil diffuser, make sure you don’t put too many drops of essential oils in your solution to protect your fabrics.
Cleaning supplies can get expensive very quickly. Fortunately, the ingredients to make a simple all-purpose cleaner are cheap and can make over a gallon of solution that you can keep refilling as needed.
Vinegar and water-based cleaning solutions often incorporate a few drops of essential oils like peppermint, lemon, and other fresh, “clean” smelling scents.
The best part? These solutions are made from non-toxic ingredients that can typically be used on your countertops, inside microwaves, and on other surfaces that food may come into contact with.
A quick warning: essential oils are made by distilling vast amounts of plant material into very concentrated oils. This means that the oils are exponentially more potent than their plant counterparts. Overuse can easily cause rashes and irritation, so use sparingly, avoid contact with your eyes when working with oils, and always read instructions before use.
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If you want to purchase a home, it may be beneficial to check out the residences available in a major city. In fact, there are many reasons to pursue a city house, and these include:
1. You can live near a variety of attractions and landmarks.
Most cities provide quick, easy access to attractions and landmarks. And if you purchase a city residence, you can explore a wide range of attractions and landmarks any time you choose.
Of course, it generally helps to plan ahead if you intend to buy a city residence. If you enter the real estate market with a homebuying strategy in hand, you can narrow your city house search to residences near your preferred attractions and landmarks.
2. You can upgrade or downgrade from your current residence.
If you find your current residence no longer matches your needs, don't stress. Houses are available in cities around the country so you can upgrade or downgrade from your current home.
Oftentimes, it helps to get pre-approved for a mortgage before you start to explore city residences. If you are pre-approved for a mortgage, you'll know exactly how much you can spend on a city home. Then, you can hone your city house search and speed up the homebuying journey.
3. You can find a residence close to family members and friends in the city.
If your family members and friends frequently rave about life in the city, now may be the perfect time to join them. And if you kick off a city house search, you can find a great home that allows you to live close to loved ones.
The city real estate market often fluctuates, and a housing sector that favors buyers today may shift into sellers' favor tomorrow. Thus, if you want to buy a city home near loved ones, you should allocate time and resources to learn about the local housing sector. Because if you have housing market insights at your disposal, you can differentiate a buyer's market from a seller's market and prepare accordingly.
As you get ready to launch a search for a home in the city of your choice, you may want to hire a real estate agent too. By employing a real estate agent, you can get the help you need to streamline your city house search.
Typically, a real estate agent will meet with you, find out where you want to reside in your city of choice and help you budget for the homebuying journey. He or she also will keep you up to date about city residences that meet your homebuying criteria. And if you find a city residence that you want to buy, a real estate agent will help you submit a competitive offer to purchase this home.
Simplify the process of locating and purchasing your ideal city home. Hire a real estate agent today, and you can receive extensive assistance at each stage of the property buying journey.
If you have just purchased a home, you have the option to refinance your home soon. Just because you can refinance your home doesn’t mean that you should. How long you should wait to refinance your home depends on a few things including:
- Your refinancing goals
- The rules of your lender
- If your mortgage has a pre-payment penalty clause
Your goals for refinancing are among the most important things when considering whether to refinance. Lenders typically won’t refinance a loan that you have secured in the last 120-180 days, so if you’re looking to lower your monthly payments, you may have to shop for a new lender.
The Type Of Loan You Have
If your financial situation has changed, it may be smart to change the type of loan that you have. Oftentimes, changing the rate and the terms of the loan can give you the extra freedom that you need for your loan and your life.
Pay Off Your Mortgage Faster
If you do a cash-in refinance, this could be a smart way for you to build equity for your financial future and help you to secure a lower rate for your mortgage. Keep in mind that FHA loans are a bit different when it comes to paying down your mortgage. The FHA streamline program requires that you wait a minimum of 6 months before you refinance.
Before you refinance your home, you’ll need to double-check to ensure that your mortgage doesn’t have a pre-payment penalty. If you do have one of these clauses included in your loan agreement, you should consult your lender to make sure that refinancing is a smart move for you.
Every lender has different rules as to how quickly you can refinance your mortgage. You may also need to meet certain qualifications in order to go ahead with the refinancing.
As tempting as it can be to try and get a lower mortgage rate, you may want to hold off on refinancing for a variety of reasons. Remember that every time you refinance your home, you’ll need to pay closing costs and other fees. While it may be a savings in the long term, it could cost you some up front cash.
The best course of action is ideally to shop for a lender and a mortgage rate that will suit your needs from the beginning. While no one can completely predict a changing market, you can shop around and find the right rate and loan for you at the time.